Planning is Key for High Net Worth Investors

High net worth investors need a strategic overarching plan to maximize the value of their portfolio in the months, years, and decades ahead.  While a fairly simple game plan for investing may suffice for some people, those who have achieved a high net worth need a comparably complex plan.  After all, when you reach high net worth investor status, you have much more skin in the game than the typical retail investor.  

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Don’t be Afraid to Ask for Help With Financial Planning!

You have worked hard for your money.  There is no sense in spending your limited free time attempting to master the nuances of investing and understanding the idiosyncrasies of the financial industry.  Instead, lean on a fee-only CERTIFIED FINANCIAL PLANNER™ professional for assistance.   A Fee-Only professional is going to provide you independent objective advice that isn't influenced by how they are compensated.

Ideally, you will work with a CERTIFIED FINANCIAL PLANNER™ professional who specializes in managing assets on behalf of high net worth investors.  Whether you are retired or are a pre-retiree, you should not have to spend your limited time studying the stock market and micromanaging your money.  Recognize this is a job for a proven professional, let a CERTIFIED FINANCIAL PLANNER™ professional spearhead your quest for investment growth on your behalf and you will rest easy knowing your financial future is in good hands.


A Financial Plan Custom-tailored to Your Goals and Situation

Your retirement goals and financial situation are unique.  This means the investment advice and strategy suitable for your particular aims will not be exactly the same as those that are ideal for your colleagues, your neighbor, a sibling, or another person.  In short, you need and deserve a fully customized investing plan suited to your financial picture as a high net worth investor.  Rely on a proven CERTIFIED FINANCIAL PLANNER™ professional who has helped other high net worth investors expand their nest egg with an individualized investing strategy, make a commitment to investing for the long haul, and be patient.  This customized investing strategy carefully formulated by a professional that specializes in managing the assets of high net worth investors will pay off in due time.  

It all starts with an initial consultation.  Meet with a financial professional who has experience investing on behalf of high net worth clients, detail your financial situation, and pinpoint your goals for retirement.  This professional will develop an individualized retirement plan that ensures your money works as hard for you as you did to earn it.


Active Portfolio Management Highlighted by Rebalancing  

It is not enough for your CERTIFIED FINANCIAL PLANNER™ Professional to allocate assets in a strategic manner.  This professional should also actively manage your investments with a particular focus on rebalancing.  The simple truth of the matter is some of your assets will not perform as well as anticipated.  Certain investments will exceed expectations while others underwhelm.  

Proper allocation is essential to maintaining a sound investment plan, especially for a high net worth investor.  This way, if a segment of your portfolio dips, diversification ensures the remainder of the portfolio stagnates or even increases.  There is no sense in attempting to stay on top of daily economic news and make trades on your own.  Instead, let a financial advisor who specializes in managing the assets of high net worth investors rebalance your assets accordingly.  This professional’s highly strategic approach to rebalancing ensures your asset allocation proves well-balanced and financially secure in both the short and long-term.


Asset Allocation in Accordance With Your Idiosyncratic Goals

Allocating assets is not the type of DIY (do it yourself) project you can succeed at without an extensive background in finance and investing.  Furthermore, even if you understand the nuances of the financial world, you probably don’t have the time or energy to perform ongoing asset allocation that suits your specific goals.  

Instead, lean on a financial advisor who specializes in serving high net worth investors for this important responsibility.  Meet with such a professional, detail your investing goals and he or she will get to work developing an asset allocation plan with your desired aims squarely in mind.  Custom-tailored asset allocation considers your unique tolerance for risk, your timeline for retirement, and several other factors specific to your financial picture.  


The Reliable Income You Need and Deserve During Your Golden Years

You won’t enjoy peace of mind unless you are confident the money you invest will result in a reliable source of income throughout the entirety of your retirement.  More importantly, this income level should be sufficient to accommodate your lifestyle through your golden years.  After all, the worst possible outcome is running out of money after you have retired.  

Put your faith in an experienced financial advisory firm, such as Financial Freedom Fee-Only Wealth Management, who specializes in serving high net worth investors and you will enjoy a truly calming peace of mind knowing full well trustworthy financial professionals are managing your money with prudence, setting the stage for you get the most out of life after you exit the workforce.  

Meet with a CERTIFIED FINANCIAL PLANNER™ Professional who has experience managing investments on behalf of high net worth investors, establish realistic goals for your nest egg, and target retirement date and you will be on your way to a truly comfortable retirement.

Managing HNW portfolios presents both opportunities and challenges. At Financial Freedom Fee-Only Wealth Management, we have over 30 years of experience working with high-net-worth individuals and couples. We are a fee-only, fiduciary, wealth management firm dedicated to helping our clients protect, grow, and maximize their wealth.

Contact us today for a complimentary consultation, and find out if we are the right fit for your needs.

Financial Freedom, LLC. eBook 2021


Filed Under: retirement planning