---
title: Financial Freedom Blog | ALLEN A. OSGOOD, JR., CFP®, B.S.B.A. (3)
description: "Allen A. Osgood, Jr. is the president of Financial Freedom, LLC. In his role at the firm, Al Jr. is responsible for the development and implementation of comprehensive financial plans. Specifically, Al Jr.’s focus areas include retirement planning, asset allocation, investment recommendations, tax planning, and the firm’s overall financial analysis initiatives. Al Jr. is also the firm’s Chief Compliance Officer.\n\nAl Jr.’s greatest role model is his father, Allen Osgood, Sr. When the opportunity arose to enter business together, Al Jr. jumped at the opportunity. Al Jr. served as the firm’s Vice President from 1993 to 2000, when he took on the increased responsibility of President. Al Jr. is involved in every aspect of Financial Freedom’s operation; from establishing and maintaining effective management information and technology infrastructures to the development and implementation of business strategy.\n\nAl Jr. finds his work as a Certified Financial Planner™ practitioner extremely rewarding because he knows that life is about more than money. He helps his clients plan for and build the life of their dreams.\n\nIn his spare time, Al Jr. enjoys spending time at the lake with wife, Lisa, and their three children. (3)"
---
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## ALLEN A. OSGOOD, JR., CFP®, B.S.B.A.
Allen A. Osgood, Jr. is the president of Financial Freedom, LLC. In his role at the firm, Al Jr. is responsible for the development and implementation of comprehensive financial plans. Specifically, Al Jr.’s focus areas include retirement planning, asset allocation, investment recommendations, tax planning, and the firm’s overall financial analysis initiatives. Al Jr. is also the firm’s Chief Compliance Officer. Al Jr.’s greatest role model is his father, Allen Osgood, Sr. When the opportunity arose to enter business together, Al Jr. jumped at the opportunity. Al Jr. served as the firm’s Vice President from 1993 to 2000, when he took on the increased responsibility of President. Al Jr. is involved in every aspect of Financial Freedom’s operation; from establishing and maintaining effective management information and technology infrastructures to the development and implementation of business strategy. Al Jr. finds his work as a Certified Financial Planner™ practitioner extremely rewarding because he knows that life is about more than money. He helps his clients plan for and build the life of their dreams. In his spare time, Al Jr. enjoys spending time at the lake with wife, Lisa, and their three children.
### Recent Posts
## [Top Questions To Ask a Financial Advisor](https://info.finfree.com/financial-freedom-blog/top-questions-to-ask-a-financial-advisor)
January 27, 2020 By [ALLEN A. OSGOOD, JR., CFP®, B.S.B.A.](https://info.finfree.com/financial-freedom-blog/author/allen-a-osgood-jr-cfp-b-s-b-a)
[](https://info.finfree.com/financial-freedom-blog/top-questions-to-ask-a-financial-advisor)
If you’re looking for a financial advisor in Philadelphia, Sarasota, or Ohio plan on asking questions. That’s the only way to ensure that the advisor will meet your needs and that you’ll feel\[…\]
Filed Under: [Comprehensive Financial Planning](https://info.finfree.com/financial-freedom-blog/tag/comprehensive-financial-planning), [retirement planning](https://info.finfree.com/financial-freedom-blog/tag/retirement-planning)
## [How Much Do We Need for a Comfortable Retirement?](https://info.finfree.com/financial-freedom-blog/how-much-do-we-need-for-a-comfortable-retirement)
January 13, 2020 By [ALLEN A. OSGOOD, JR., CFP®, B.S.B.A.](https://info.finfree.com/financial-freedom-blog/author/allen-a-osgood-jr-cfp-b-s-b-a)
[](https://info.finfree.com/financial-freedom-blog/how-much-do-we-need-for-a-comfortable-retirement)
How much do people facing retirement need to live comfortably once they’re there? Fortunately, there are several ways to calculate how much you’ll need, and they all center around how much you will\[…\]
Filed Under: [retirement planning](https://info.finfree.com/financial-freedom-blog/tag/retirement-planning)
## [What is Strategic Asset Allocation?](https://info.finfree.com/financial-freedom-blog/what-is-strategic-asset-allocation)
December 30, 2019 By [ALLEN A. OSGOOD, JR., CFP®, B.S.B.A.](https://info.finfree.com/financial-freedom-blog/author/allen-a-osgood-jr-cfp-b-s-b-a)
[](https://info.finfree.com/financial-freedom-blog/what-is-strategic-asset-allocation)
At Financial Freedom Fee-Only Wealth Management, we have a three-level approach to investment management. Level one is strategic asset allocation.
Filed Under: [Comprehensive Financial Planning](https://info.finfree.com/financial-freedom-blog/tag/comprehensive-financial-planning), [fiduciary](https://info.finfree.com/financial-freedom-blog/tag/fiduciary), [retirement planning](https://info.finfree.com/financial-freedom-blog/tag/retirement-planning)
## [Do I Need Investment Management? (Yes!)](https://info.finfree.com/financial-freedom-blog/do-i-need-investment-management-yes)
December 16, 2019 By [ALLEN A. OSGOOD, JR., CFP®, B.S.B.A.](https://info.finfree.com/financial-freedom-blog/author/allen-a-osgood-jr-cfp-b-s-b-a)
[](https://info.finfree.com/financial-freedom-blog/do-i-need-investment-management-yes)
Do you need investment management? Many people believe that investment management should only be considered once their investment portfolios have reached a certain size. But in fact, investment\[…\]
Filed Under: [Comprehensive Financial Planning](https://info.finfree.com/financial-freedom-blog/tag/comprehensive-financial-planning), [retirement planning](https://info.finfree.com/financial-freedom-blog/tag/retirement-planning)
## [How To Find the Best Financial Advisor in Malvern, PA](https://info.finfree.com/financial-freedom-blog/how-to-find-the-best-financial-advisor-in-malvern-pa)
November 25, 2019 By [ALLEN A. OSGOOD, JR., CFP®, B.S.B.A.](https://info.finfree.com/financial-freedom-blog/author/allen-a-osgood-jr-cfp-b-s-b-a)
[.jpg?width=767&name=Malvern%20Financial%20Advisor%20www.finfree%20(1).jpg)](https://info.finfree.com/financial-freedom-blog/how-to-find-the-best-financial-advisor-in-malvern-pa)
How do the wealthy in Malvern, Pennsylvania find the best financial advisor for their needs? The same way people of other income brackets and in other geographical areas do, by deciding which\[…\]
Filed Under: [Comprehensive Financial Planning](https://info.finfree.com/financial-freedom-blog/tag/comprehensive-financial-planning), [fiduciary](https://info.finfree.com/financial-freedom-blog/tag/fiduciary), [retirement planning](https://info.finfree.com/financial-freedom-blog/tag/retirement-planning)
## [What Millionaires Look for in a Financial Plan](https://info.finfree.com/financial-freedom-blog/what-millionaires-look-for-in-a-financial-plan)
November 04, 2019 By [ALLEN A. OSGOOD, JR., CFP®, B.S.B.A.](https://info.finfree.com/financial-freedom-blog/author/allen-a-osgood-jr-cfp-b-s-b-a)
[](https://info.finfree.com/financial-freedom-blog/what-millionaires-look-for-in-a-financial-plan)
Many, if not all, millionaires enjoy financial freedom and financial independence. However, they also value a lifestyle of hard work and fiscal prudence no matter how high their account balances, and\[…\]
Filed Under: [Comprehensive Financial Planning](https://info.finfree.com/financial-freedom-blog/tag/comprehensive-financial-planning), [retirement planning](https://info.finfree.com/financial-freedom-blog/tag/retirement-planning)
## [5 Reasons Why Choosing A CFP® Makes Sense!](https://info.finfree.com/financial-freedom-blog/5-reasons-why-choosing-a-cfp-makes-sense)
October 28, 2019 By [ALLEN A. OSGOOD, JR., CFP®, B.S.B.A.](https://info.finfree.com/financial-freedom-blog/author/allen-a-osgood-jr-cfp-b-s-b-a)
[](https://info.finfree.com/financial-freedom-blog/5-reasons-why-choosing-a-cfp-makes-sense)
There are dozens of financial designations for industry professionals, and any planner can call himself or herself a financial planner. However, the Certified Financial Planner™ designation stands\[…\]
Filed Under: [Comprehensive Financial Planning](https://info.finfree.com/financial-freedom-blog/tag/comprehensive-financial-planning), [fiduciary](https://info.finfree.com/financial-freedom-blog/tag/fiduciary), [retirement planning](https://info.finfree.com/financial-freedom-blog/tag/retirement-planning)
## [5 Tips For Finding Your New Financial Advisor](https://info.finfree.com/financial-freedom-blog/5-tips-for-finding-your-new-financial-advisor)
October 21, 2019 By [ALLEN A. OSGOOD, JR., CFP®, B.S.B.A.](https://info.finfree.com/financial-freedom-blog/author/allen-a-osgood-jr-cfp-b-s-b-a)
[](https://info.finfree.com/financial-freedom-blog/5-tips-for-finding-your-new-financial-advisor)
You have big financial goals, and finding the best financial advisor to make these goals achievable is a big decision. Comprehensive financial planning is crafted by qualified financial advisors and\[…\]
Filed Under: [Comprehensive Financial Planning](https://info.finfree.com/financial-freedom-blog/tag/comprehensive-financial-planning), [fiduciary](https://info.finfree.com/financial-freedom-blog/tag/fiduciary), [retirement planning](https://info.finfree.com/financial-freedom-blog/tag/retirement-planning)
## [What Does Retirement Look Like to You?](https://info.finfree.com/financial-freedom-blog/what-does-retirement-look-like-to-you)
October 14, 2019 By [ALLEN A. OSGOOD, JR., CFP®, B.S.B.A.](https://info.finfree.com/financial-freedom-blog/author/allen-a-osgood-jr-cfp-b-s-b-a)
[](https://info.finfree.com/financial-freedom-blog/what-does-retirement-look-like-to-you)
Retirement looks different to everyone. For some, it means having the time to travel the world and start checking off things from a bucket list. For others, it means spending time at home with\[…\]
Filed Under: [Comprehensive Financial Planning](https://info.finfree.com/financial-freedom-blog/tag/comprehensive-financial-planning), [retirement planning](https://info.finfree.com/financial-freedom-blog/tag/retirement-planning)
## [How Should You Pay for Financial Planning?](https://info.finfree.com/financial-freedom-blog/how-should-you-pay-for-financial-planning)
October 07, 2019 By [ALLEN A. OSGOOD, JR., CFP®, B.S.B.A.](https://info.finfree.com/financial-freedom-blog/author/allen-a-osgood-jr-cfp-b-s-b-a)
[](https://info.finfree.com/financial-freedom-blog/how-should-you-pay-for-financial-planning)
Financial advisors are compensated with various pricing strategies that are based on their knowledge, licensing, and company affiliations:
Filed Under: [Comprehensive Financial Planning](https://info.finfree.com/financial-freedom-blog/tag/comprehensive-financial-planning), [retirement planning](https://info.finfree.com/financial-freedom-blog/tag/retirement-planning)
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