ALLEN A. OSGOOD, JR., CFP®, B.S.B.A.

ALLEN A. OSGOOD, JR., CFP®, B.S.B.A.
Allen A. Osgood, Jr. is the president of Financial Freedom, LLC. In his role at the firm, Al Jr. is responsible for the development and implementation of comprehensive financial plans. Specifically, Al Jr.’s focus areas include retirement planning, asset allocation, investment recommendations, tax planning, and the firm’s overall financial analysis initiatives. Al Jr. is also the firm’s Chief Compliance Officer. Al Jr.’s greatest role model is his father, Allen Osgood, Sr. When the opportunity arose to enter business together, Al Jr. jumped at the opportunity. Al Jr. served as the firm’s Vice President from 1993 to 2000, when he took on the increased responsibility of President. Al Jr. is involved in every aspect of Financial Freedom’s operation; from establishing and maintaining effective management information and technology infrastructures to the development and implementation of business strategy. Al Jr. finds his work as a Certified Financial Planner™ practitioner extremely rewarding because he knows that life is about more than money. He helps his clients plan for and build the life of their dreams. In his spare time, Al Jr. enjoys spending time at the lake with wife, Lisa, and their three children.

Recent Posts

How a Financial Advisor Can Help You Plan for Longevity Risk

Longevity risk, simply put, is the risk that you will outlive your retirement savings. Longevity risk is a worry for many people. After all, none of us wants to think of reaching 75, 85, 95 or more[…]

Filed Under: retirement planning

How To Manage Your Finances During COVID-19 Market Volatility

The COVID-19 pandemic has caused a great deal of economic distress throughout the U.S., including major declines in the broad-based stock market indexes like the S&P 500. That index started tumbling[…]

Filed Under: Comprehensive Financial Planning

Do Your Retirement Savings Need a Fresh Start?

As the middle of the year approaches, it may be a good idea to review aspects of your financial plan to assess whether they need a fresh start. Look at the performance of your 401(k)s and individual[…]

Filed Under: retirement planning

Are Your Investments in Sync With Your Goals?

Since March, many people have been scrutinizing their investments anew. Broad-based stock market indexes like the Dow Jones Industrial Average and the S&P 500 have been volatile due to economic news[…]

Filed Under: Comprehensive Financial Planning, retirement planning

5 Questions to Ask Your Financial Advisor

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Filed Under: Comprehensive Financial Planning

Do I Need Personalized Wealth Management?

Personalized wealth management means working with a financial planner or investment advisor toward your goals, utilizing financial planning, investment management, retirement planning, and other[…]

Filed Under: Comprehensive Financial Planning

How Your Financial Advisor's Retainer-Based Fees Benefit You 

Whether you’re currently looking for a financial advisor or already working with one, you may have questions about the retainer-based fee structure. This structure offers numerous benefits for[…]

Filed Under: Comprehensive Financial Planning, fiduciary, retirement planning

Five Top Reasons To Make an Estate Plan 

Nationwide, just 42 percent of Americans have the documents that make up an estate plan, such as a will. In other words, millions of adults throughout the U.S. are walking around without any plan for[…]

Filed Under: Comprehensive Financial Planning, retirement planning

Retirement Planning Utilizing Monte Carlo Simulation 

Many different methods can be utilized in retirement planning, for example the Monte Carlo simulation. Named after the European gaming capital in Monaco, the Monte Carlo simulation is a method of[…]

Filed Under: Comprehensive Financial Planning

What is Strategic Diversification?

Diversification 101 – The Basics When deciding how you want to structure your investments, as part of your overall investment management plan, you’ll no doubt come across the phrase[…]

Filed Under: Comprehensive Financial Planning